What is the minimum liability insurance required in Washington State?

In Washington State, the minimum liability insurance required for drivers encompasses several key coverage amounts that protect against various types of damages that might result from an automobile accident. The law stipulates that drivers must have insurance that includes:

1. $25,000 for injury or death of one person: This coverage is essential for compensating a person who may sustain injuries or, in unfortunate cases, die as a result of an accident caused by your vehicle. It ensures that the injured party receives financial support for medical bills and associated costs.

2. $50,000 for injury or death of multiple people: This aspect of liability coverage is designed to address situations where more than one individual is injured in the same accident. It helps cover the aggregated medical expenses and related costs incurred by multiple victims, offering a safety net in more severe accidents.

3. $10,000 for property damage: This coverage protects against damages caused to another person's property—typically vehicles—during an accident. It ensures that the financial burden of repairs or replacements does not fall solely on the injured party, promoting a fair resolution.

Having all these coverages fulfills the minimum requirements set forth by Washington State law, providing essential financial protection for both drivers and potential victims in the